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August, 2013: Unemployment Rates Decrease.

Economic Overview:

Unemployment Rates Dereases to further help with the US employers added 148,000 jobs this month, which lowered unemployment to 7.2% and with further employment expected going into the holiday season, this is good news for retailers and commercial property owners.

Commercial Overview:

COMMERCIAL REAL ESTATE IMPROVING, and according to bankers, demand for loans is increasing not just for refinancing but also for purchases and development. Fundamentals, economy and credit quality improvements have banks competing aggressively for loans. "We're seeing all cylinders hitting at this particular point," William Rogers, CEO - SunTrust, noted, "We're up 35% since the end of 2012, 10.5% this quarter. So I just think you're going to continue to see good growth in the commercial real estate.". "The quality of third quarter multifamily/commercial loan production remained strong, with loan-to-value ratios averaging approximately 42% at origination and debt coverage ratio is averaging approximately 1.76%", said Monte Redman, CEO of Astoria, "So, it's very strong credit.".

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